Washington Federal Stock Analysis

WAFD Stock  USD 33.07  0.45  1.38%   
Below is the normalized historical share price chart for Washington Federal extending back to November 05, 1984. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Washington Federal stands at 33.07, as last reported on the 3rd of February, with the highest price reaching 33.37 and the lowest price hitting 32.46 during the day.
IPO Date
26th of March 1990
200 Day MA
30.4159
50 Day MA
32.475
Beta
0.839
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Washington Federal has over 1.82 Billion in debt which may indicate that it relies heavily on debt financing. At present, Washington Federal's Net Debt is projected to increase significantly based on the last few years of reporting. The current year's Short and Long Term Debt is expected to grow to about 2.1 B, whereas Long Term Debt is forecasted to decline to about 76.7 M. Washington Federal's financial risk is the risk to Washington Federal stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

Washington Federal's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Washington Federal's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Washington Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Washington Federal's stakeholders.
For many companies, including Washington Federal, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Washington Federal, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Washington Federal's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
0.9137
Price Sales
3.4422
Shares Float
75.5 M
Dividend Share
0.8
Wall Street Target Price
33.375
At present, Washington Federal's Liabilities And Stockholders Equity is projected to increase significantly based on the last few years of reporting. The current year's Other Stockholder Equity is expected to grow to about 729.2 M, whereas Common Stock Total Equity is forecasted to decline to about 125.3 M. . The current year's Price To Sales Ratio is expected to grow to 2.38. The current year's Price Earnings Ratio is expected to grow to 9.87.
Washington Federal is undervalued with Real Value of 35.89 and Target Price of 33.38. The main objective of Washington Federal stock analysis is to determine its intrinsic value, which is an estimate of what Washington Federal is worth, separate from its market price. There are two main types of Washington Federal's stock analysis: fundamental analysis and technical analysis.
The Washington Federal stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Washington Federal's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Washington Federal. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Washington Stock refer to our How to Trade Washington Stock guide.

Washington Stock Analysis Notes

About 81.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 0.91. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Washington Federal has Price/Earnings To Growth (PEG) ratio of 1.67. The entity last dividend was issued on the 21st of November 2025. The firm had 11:10 split on the 2nd of February 2005. Washington Federal, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. Washington Federal, Inc. was founded in 1917 and is headquartered in Seattle, Washington. Washington Federal operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2132 people. For more information please call Brent CPA at 206 624 7930 or visit https://www.wafdbank.com.

Washington Federal Quarterly Total Revenue

342.91 Million

Washington Federal Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Washington Federal's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Washington Federal or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Over 81.0% of the company outstanding shares are owned by institutional investors
Latest headline from insidermonkey.com: Western Alliance Bancorporation Q4 2025 Earnings Call Transcript

Washington Largest EPS Surprises

Earnings surprises can significantly impact Washington Federal's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2011-07-14
2011-06-300.240.270.0312 
2011-04-14
2011-03-310.260.23-0.0311 
2010-07-19
2010-06-300.080.110.0337 
View All Earnings Estimates

Washington Federal Environmental, Social, and Governance (ESG) Scores

Washington Federal's ESG score is a quantitative measure that evaluates Washington Federal's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Washington Federal's operations that may have significant financial implications and affect Washington Federal's stock price as well as guide investors towards more socially responsible investments.

Washington Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Artisan Partners Limited Partnership2025-06-30
1.1 M
Frontier Capital Management Co Inc2025-06-30
1.1 M
Amvescap Plc.2025-06-30
M
William Blair Investment Management, Llc2025-06-30
962.8 K
Northern Trust Corp2025-06-30
856.6 K
Macquarie Group Ltd2025-06-30
768.2 K
Bank Of New York Mellon Corp2025-06-30
709.8 K
Metlife Investment Management, Llc2025-06-30
669.4 K
First Trust Advisors L.p.2025-06-30
656.7 K
Blackrock Inc2025-06-30
11.6 M
Vanguard Group Inc2025-06-30
9.3 M
Note, although Washington Federal's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Washington Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.53 B.

Washington Profitablity

The company has Profit Margin (PM) of 0.33 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.47 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.47.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.02 
Return On Capital Employed 0.09  0.09 
Return On Assets 0.01  0.02 
Return On Equity 0.09  0.13 

Management Efficiency

At present, Washington Federal's Return On Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Capital Employed is forecasted to decline to 0.09. At present, Washington Federal's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 5.6 B, whereas Total Current Assets are forecasted to decline to about 38.7 M. Washington Federal's management efficiency ratios could be used to measure how well Washington Federal manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 34.12  35.82 
Tangible Book Value Per Share 29.15  30.61 
Enterprise Value Over EBITDA 13.79  18.76 
Price Book Value Ratio 0.92  1.51 
Enterprise Value Multiple 13.79  18.76 
Price Fair Value 0.92  1.51 
Enterprise Value3.2 B2.3 B
The strategic decisions made by Washington Federal management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield
0.0245
Operating Margin
0.466
Profit Margin
0.3309
Forward Dividend Yield
0.0331
Beta
0.839

Technical Drivers

As of the 3rd of February, Washington Federal maintains the Market Risk Adjusted Performance of 0.2289, downside deviation of 1.63, and Mean Deviation of 1.21. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Washington Federal, as well as the relationship between them. Please check out Washington Federal value at risk, as well as the relationship between the semi variance and kurtosis to decide if Washington Federal is priced fairly, providing market reflects its latest price of 33.07 per share. Given that Washington Federal has jensen alpha of 0.1375, we strongly advise you to confirm Washington Federal's prevalent market performance to make sure the company can sustain itself at a future point.

Washington Federal Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Washington Federal middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Washington Federal. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Washington Federal Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Washington Federal insiders, such as employees or executives, is commonly permitted as long as it does not rely on Washington Federal's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Washington Federal insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Grant David K over two weeks ago
Acquisition by Grant David K of 3034 shares of Washington Federal at 32.96 subject to Rule 16b-3
 
Yzaguirre Mario Max over a month ago
Acquisition by Yzaguirre Mario Max of 3310 shares of Washington Federal at 32.03 subject to Rule 16b-3
 
Kim Robison over three months ago
Disposition of 2982 shares by Kim Robison of Washington Federal at 29.03 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3
 
Blayne Sanden over three months ago
Disposition of 316 shares by Blayne Sanden of Washington Federal at 33.36 subject to Rule 16b-3

Washington Federal Outstanding Bonds

Washington Federal issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Washington Federal uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Washington bonds can be classified according to their maturity, which is the date when Washington Federal has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Washington Federal Predictive Daily Indicators

Washington Federal intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Washington Federal stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Washington Federal Corporate Filings

8K
22nd of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
21st of January 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
16th of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
5th of January 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
30th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
19th of December 2025
Other Reports
ViewVerify
F4
3rd of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
26th of November 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Washington Federal Forecast Models

Washington Federal's time-series forecasting models are one of many Washington Federal's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Washington Federal's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Washington Federal Debt to Cash Allocation

Many companies such as Washington Federal, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Washington Federal currently holds 1.82 B in liabilities with Debt to Equity (D/E) ratio of 6.54, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Washington Federal's use of debt, we should always consider it together with its cash and equity.

Washington Federal Common Stock Shares Outstanding Over Time

Washington Federal Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Washington Federal uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Washington Federal Debt Ratio

    
  7.44   
It looks as if most of the Washington Federal's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Washington Federal's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Washington Federal, which in turn will lower the firm's financial flexibility.

Washington Federal Corporate Bonds Issued

Most Washington bonds can be classified according to their maturity, which is the date when Washington Federal has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Washington Short Long Term Debt Total

Short Long Term Debt Total

2.21 Billion

At present, Washington Federal's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting.

About Washington Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Washington Federal prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Washington shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Washington Federal. By using and applying Washington Stock analysis, traders can create a robust methodology for identifying Washington entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.24  0.39 
Operating Profit Margin 0.24  0.39 
Net Profit Margin 0.18  0.26 
Gross Profit Margin 0.51  0.46 

Current Washington Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Washington analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Washington analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
33.38Hold4Odds
Washington Federal current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Washington analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Washington stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Washington Federal, talking to its executives and customers, or listening to Washington conference calls.
Washington Analyst Advice Details

Washington Stock Analysis Indicators

Washington Federal stock analysis indicators help investors evaluate how Washington Federal stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Washington Federal shares will generate the highest return on investment. By understating and applying Washington Federal stock analysis, traders can identify Washington Federal position entry and exit signals to maximize returns.
Begin Period Cash Flow2.4 B
Long Term Debt70.2 M
Common Stock Shares Outstanding80.3 M
Total Stockholder EquityB
Total Cashflows From Investing Activities-318.4 M
Tax Provision63.6 M
Quarterly Earnings Growth Y O Y0.466
Property Plant And Equipment Net261.3 M
Cash And Short Term Investments4.2 B
Cash657.3 M
Net Debt1.2 B
50 Day M A32.475
Total Current Liabilities23.2 B
Other Operating Expenses1.1 B
Non Current Assets Total26.7 B
Non Currrent Assets Other4.6 B
Stock Based Compensation8.5 M

Complementary Tools for Washington Stock analysis

When running Washington Federal's price analysis, check to measure Washington Federal's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Washington Federal is operating at the current time. Most of Washington Federal's value examination focuses on studying past and present price action to predict the probability of Washington Federal's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Washington Federal's price. Additionally, you may evaluate how the addition of Washington Federal to your portfolios can decrease your overall portfolio volatility.
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